Family Assets Increasingly Impact Homeownership Access for Younger Americans

AI-summarized · Neutrality-checked

Between 2018 and 2025, the number of homebuyers under 35 purchasing property with a co-applicant over 55 increased by 21%, even as total home purchases by this demographic declined by 15%. According to data from Rocket Mortgage, Zillow, and LendingTree, family wealth—including gifts, loans, inheritances, and trust funds—became a primary factor in accessing…

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